Changes for Downsizers in 2026
What has changed for downsizers since 2020: super from age 55, longer pension exemptions, the housing shortage, and how to sell and buy well in 2026.
author: stevel
What Downsizers Want
What are downsizers buying in 2026? Lifestyle, location and low maintenance: why many choose new or off-the-plan apartments and townhouses, and how to buy well.
When is it time to downsize?
Truth is, we are all at different stages of life and there is no downsizing fits all model Choosing to…
Retire & Downsize Without a Mortgage
Asset-rich but cash-poor? How to retire and downsize without a mortgage: add value before you sell, the 2026 pension and super rules, and who to talk to.
Mortgage Stress & Retirees
More Australians carry a mortgage into retirement. What the research shows, why the numbers may not add up when you downsize, and what you can do now.
Super Benefits for Downsizers
Selling the family home? From age 55 you can add up to $300,000 each to super with the downsizer contribution. 2026 rules, eligibility and watch points.
Your Guide to Downsizing
A practical guide to downsizing your home in 2026: know your why, value your home, do the numbers, declutter, and use the downsizer super and Age Pension rules.
Reverse Mortgage or Equity Release?
Reverse mortgage, the Home Equity Access Scheme or home reversion? How each option works in 2026, what it costs, and the bigger question to ask first.
Thinking of Downsizing?
Home too large, too expensive to maintain, looking for a sea or tree change? An ever increasing number of…
How to Retire With More in the Bank
How much do you need to retire comfortably in 2026? ASFA figures, life expectancy, and how to manufacture equity in your home so you retire with more.