Generated by All in One SEO Pro v4.9.4.1, this is an llms.txt file, used by LLMs to index the site. # Downsize For Retirement or Renovate for Retirement Downsize my home | Rennovations | Sell my back yard | Sell my home for more | Use equity to Invest in Property ## Sitemaps - [XML Sitemap](https://downsizingforretirement.com.au/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://downsizingforretirement.com.au/?page_id=13) - [Changes for downsizers](https://downsizingforretirement.com.au/?p=389) - Baby Boomers looking to downsize Australia has 5.5 Million 'Baby Boomers' who control 53% of Australia's Wealth COVID-19 has made our more senior citizens sit up and rethink their lives. It is natural at times like this that a human in this stage of their life-cycle takes stock of their current situation and ask "what - [Downsizing Insights](https://downsizingforretirement.com.au/?p=377) - What do Downsizers want? We continually see a healthy growth in the number of online inquiries we are getting from all States across Australia, from Down Sizers looking for apartments or units closer in to their capital city. Of late, 50% of our inquiries are coming from owner occupiers just like you, whose family home - [Retire & Downsize without a Mortgage](https://downsizingforretirement.com.au/?p=323) - We should always be planning for our future, financial independence is important to being able to afford to retire - [Mortgage Stress & Retirees](https://downsizingforretirement.com.au/?p=318) - How to avoid mortgage stress - [When is it time to downsize?](https://downsizingforretirement.com.au/?p=342) - Truth is, we are all at different stages of life and there is no downsizing fits all model Choosing to downsize includes taking a look at all aspects of your life and we will bullet point some for your consideration, after which give it further thought then you decide when it is your time to - [Super Benefits for Downsizers](https://downsizingforretirement.com.au/?p=281) - Selling my home to make increased super contributions - [Your guide to downsizing](https://downsizingforretirement.com.au/?p=273) - Kids moved out? Thinking about looking to downsize and make the move to a smaller more manageable home. Whether it’s for financial reasons or lifestyle factors, we all want to downsize which can be a challenging process. Not if you plan it right. Set the foundations in place upfront and enjoy your golden years in - [Reverse Mortgage or Equity Release?](https://downsizingforretirement.com.au/?p=269) - Do I take out a reverse mortgage or release equity to have enough money to live on - [A better way to sell your home](https://downsizingforretirement.com.au/?p=139) - Anyone who has sold a home through an estate agent has been over promised, had their initial expectations managed downwards and have been deliberately manipulated into an uncomfortable level of anxiety, until you accept what the agent will then tell you is a 'fair price'. Sound familiar? As a seller, your local estate agent will - [Developing your Property](https://downsizingforretirement.com.au/?p=155) - How to maximise your profit through a successful Development It is not rocket science to get a multi-dwelling development underway; the trick in getting it right is using your past experience in developing and having an understanding of what the market you are in really wants, then add honed skills ontop of what is - [How to Retire with more in your bank!](https://downsizingforretirement.com.au/?p=185) - My worry for you is that "we are all living longer." Life expectancy for those who have reached 65 is almost 83 for a male and 86 for a female, we are living longer AND then there is INFLATION In our final years of our working life we are suddenly left with very - [Thinking of Downsizing?](https://downsizingforretirement.com.au/?p=202) - Home too large, too expensive to maintain, looking for a sea or tree change? An ever increasing number of us are rethinking the size of our dwellings because it is time to think smaller when it comes to where and how we now choose to live. The ‘downsizer’ label conjures up a particular image ## Pages - [Home](https://downsizingforretirement.com.au/) - Downsize the family home for retirement - [Contact](https://downsizingforretirement.com.au/?page_id=8) - How may we best serve you? - [Disclaimer & Privacy](https://downsizingforretirement.com.au/?page_id=312) - Please take note : IMPORTANT NOTICE – Read our Privacy Policy here and DISCLAIMER & LIMITATIONS below properT network on behalf of Downsizing For Retirement are not Financial Planners or Accountants and are in no way providing professional advice as financial planners or accountants. All our information shared comes from industry reports and expertise to - [Disclaimer](https://downsizingforretirement.com.au/?page_id=410) - Please take note of our Disclaimer and Privacy Policy : IMPORTANT NOTICE – Read our Privacy Policy here and DISCLAIMER & LIMITATIONS below properT network are not Financial Planners or Accountants and are in no way providing professional advice as financial planners or accountants. All our information shared comes from industry reports and expertise to - [Build a Backyard Home](https://downsizingforretirement.com.au/?page_id=371) - Build a granny flat on your property - [Benefit to You](https://downsizingforretirement.com.au/?page_id=66) - Thinking of downsizing - [Purpose](https://downsizingforretirement.com.au/?page_id=64) - How to downsize my home so I have more money in my pocket - [Superannuation](https://downsizingforretirement.com.au/?page_id=207) - Government funding for retirees in Super when selling our home - [Process](https://downsizingforretirement.com.au/?page_id=2) - Developing your property to Manufacture extra Equity OBJECTIVE Putting more money in your own pocket so you may live the life you deserve and want by Preparing and Presenting your home to achieve the highest price. "Getting your new multi-dwelling investment underway is easier than you may think; and of course we make - [Sell Privately](https://downsizingforretirement.com.au/?page_id=244) - Sell my Property Privately Our clients have differing scenarios when choosing to sell their property off the market and privately in that they may prefer to avoid the public scrutiny, the hassle of open for inspections and auctions or couldn’t be bothered altering their lives by fixing up the home and minimising what they - [How much is your Property worth?](https://downsizingforretirement.com.au/?page_id=239) - Market Value versus Developer Value Common questions home owners ask themselves include; ‘how much is my house worth?’ ‘what is the market value of my house?’ ‘how can I increase the value of my property?’ What is market value? The quickest and easiest ways to identify the estimated market value is to look at - [Renovation](https://downsizingforretirement.com.au/?page_id=74) - Renovating your Home to capitalise on the Sale Value Why Renovate, what is your purpose and end goal? Two options of renovation : Make home more livable and energy efficient to see you through retirement OR Renovate to maximise profit when wanting to sell your home Understanding your floor plan What might - [Development Types](https://downsizingforretirement.com.au/?page_id=62) - Purpose is to Efficiently use your Block for Maximum Profit Our years of industry experience, knowledge of local council rulings will allow us to intelligently maximise the value potential of your current home and block Types of Dwellings What we recommend as a preferred solution is wholly dependent on what can be undertaken in - [Build / Renovate](https://downsizingforretirement.com.au/?page_id=168) - Who is Downsizer services and how do I benefit from working with you? What is the philosophy behind your home design plans? The homes we look to design ensure that when you step inside you can’t help but be impressed by the sleek, modern design and light-filled spaces. We create innovative and practical homes - [Services](https://downsizingforretirement.com.au/?page_id=9) - One Stop Professional Services As stated previously between Jack and Stephen, the Directors of Downsize Services* their industry experience includes over 50 years honing and developing their skills in Adding value to existing property through Property Development or Renovation, Buyers Agents, Sellers Agents, Financial Planning, Mortgage Broking, working with developers but most important being Peoples - [Questions](https://downsizingforretirement.com.au/?page_id=164) - We love your Questions Move home to gain the dream lifestyle you desire and deserve for yourself; it can come with several perks and one of them being ‘Freeing up Capital’ to start enjoying what you love doing! A step in the right direction is also a first step into your new life - [Build or Renovate](https://downsizingforretirement.com.au/?page_id=195) - [Stephen Lazar](https://downsizingforretirement.com.au/?page_id=114) - Understanding | Planning | Strategising | Identifying Opportunity Whether you are Downsizing, Renovating or wanting to Invest ... Prior to commencing in Property space, Stephen has featured strongly in all aspects of financial planning and mortgage broking and Stephen's past 11 years immersed in the residential property market as an Acquisition Advisor for both Investors - [Jack Henderson](https://downsizingforretirement.com.au/?page_id=110) - Ideas | Opportunities | Strategies Since commencing in Property and Real Estate in the 80's, Jack – a fully Licensed Real Estate Agent and MBA – has featured strongly in all aspects of property investment. With a family background in construction, and having been a building contractor himself, Jack knows what makes the industry tick - [Reverse Mortgage](https://downsizingforretirement.com.au/?page_id=96) - What is a Reverse Mortgage A reverse mortgage is a mortgage loan, usually secured over a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments. These loans are repaid after you the borrower moves - [About](https://downsizingforretirement.com.au/?page_id=7) ## Categories - [Renovating for Profit](https://downsizingforretirement.com.au/?cat=1) - How to do a renovation to increase the value of my home - [Property Development](https://downsizingforretirement.com.au/?cat=4) - How can I develop my property to maximise my sale price - [Renovating my home](https://downsizingforretirement.com.au/?cat=5) - How best to renovate my home to sell for more money - [Downsizing](https://downsizingforretirement.com.au/?cat=6) - How best to downsize my home for retirement - [Downsizing for Retirement](https://downsizingforretirement.com.au/?cat=7) - Downsizing my home for retirement and having enough cash in the bank to retire on - [Mortgage Stress, Pay off home loan](https://downsizingforretirement.com.au/?cat=61) - [Plan my retirement](https://downsizingforretirement.com.au/?cat=71) ## Tags - [How to develop my property](https://downsizingforretirement.com.au/?tag=how-to-develop-my-property) - 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